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How Can Families Make New Christmas Eve Traditions While Moving?

The Christmas season is a time filled with joy, family, and traditions. But what happens when your family is in the middle of a move, like many families in Calgary and Cochrane this season? Moving during the holidays can be stressful, but it also offers an opportunity to start fresh with new traditions. Here’s how families can create memorable Christmas Eve moments amid the chaos of relocating.

The Problem: How to Balance Moving and Celebrating

For families going through transitions, whether moving to a new home, experiencing a change like a divorce, or even downsizing, maintaining holiday traditions can seem impossible. Here are some common challenges:

- Packed Boxes: With many belongings packed away, cherished decorations and keepsakes might not be available, making it hard to keep up certain traditions.

- Limited Space: Smaller living spaces during a move often mean less room for festive activities.

- Time Constraints: Between holiday planning and moving logistics, families often feel pressed for time, which might force some traditions to take a back seat.

The Agitation: Why This Matters Now

Moving is already a huge life change, and doing so during the holidays can add emotional weight. Families might worry:

- Missing Out on Joy: Kids may feel left out when they're unable to partake in the activities they love.

- Stress of Change: The stress of new surroundings can overshadow the joy of the season, making it hard to embrace the holiday spirit.

- Disrupted Traditions: Many fear losing family traditions that have been carried on for years.

For families moving to Calgary or Cochrane, it’s important to create new memories that can be cherished in this exciting new chapter of life.

The Solution: Create New Traditions

Even amidst a move, families can establish meaningful Christmas Eve traditions that cater to their current situation and bring everyone together. Here are some ideas:

1. Embrace Local Traditions

Calgary and Cochrane offer unique ways to celebrate Christmas Eve. Enjoy local light displays by visiting nearby neighborhoods famous for their festive decorations. Attend a local candlelight service, which can provide a reflective and calming experience and help integrate you into the community.

2. Keep it Simple with Family Activities

- Matching Pajamas: Start a new tradition by wearing matching pajamas and encouraging everyone to share their pictures on social media. It’s low-effort and adds a sense of unity.

- Hot Cocoa and Movie Night: Settle in with hot cocoa and watch a Christmas movie. The pause can provide much-needed rest between unpacking.

- Easy Craft Night: With limited resources, opt for simple crafts like making snowflakes out of paper. It’s an activity that demands few supplies but offers lots of fun.

3. Sample International Traditions

In a city as diverse as Calgary, why not try a tradition from another culture? Choose one international tradition such as making a Nochebuena feast, inspired by Latin American customs. This not only provides a learning opportunity but also enriches your Christmas Eve celebration.

4. Make the Most of the Space You Have

If you're in a temporary or smaller space, adapt your usual activities to fit. Try a mini Christmas tree that doesn't take up much space but still adds cheer to your new surroundings.

5. Reach Out to the Community

Celebrate by volunteering at local community centers. It's a wonderful way to meet new people and instill a sense of gratitude and giving in the family.

Tips for Families: How to Juggle Moving and the Holidays

Making the most of Christmas Eve while moving requires a bit of planning:

- Unpack Essentials Early: Make sure to unpack any holiday essentials or decorations first. Even if you’ll celebrate in a small way, having these items accessible can keep the holiday spirit alive.

- Set Realistic Goals: Choose just a few traditions to maintain or start fresh with something new. Avoid overwhelming schedules.

- Communicate: Talk with family members about their favorite traditions and see if you can incorporate those into your new setup, at least in some way. This ensures everyone feels heard and included.

Looking Ahead: A Fresh Start in Calgary and Cochrane

Moving can be daunting, but it’s also a chance to start anew with a fresh perspective and new memories. In Calgary and Cochrane, families will find a welcoming community with many local holiday events to explore. By embracing change and focusing on what truly matters, family, love, and new experiences, you can create a memorable Christmas Eve that sets the tone for your new life here.

Whether you're a first-time homebuyer, relocating, downsizing, or just moving closer to loved ones, keeping the essence of Christmas Eve can make the transition smoother and more rewarding. Embrace these opportunities to forge new traditions during this holiday season and beyond.

Let's Connect 👇

Wayne & Sean Burton

REMAX West Real Estate

403-850-1058

info@burtonrealestate.ca

burtonrealestate.ca

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How to Bring on the Holiday Cheer in Calgary and Cochrane

The holiday season is a wonderful time to spread joy and cheer, and it's easier than you might think. Whether you're hosting a neighborhood event, gathering with family, or looking to engage clients in Calgary and Cochrane, budget-friendly crafts and treats can light up the season with fun and connection. Here’s how you can bring on the holiday cheer.

Festive Games and Competitions

Creating laughter and a bit of friendly competition is a great way to connect people during the holidays. In Calgary and Cochrane, organizing interactive activities can make your events memorable.

- Face Painting and Costume Contests: Set up a station with simple supplies like paint and mirrors. People can dress up in holiday-themed costumes, and you can have fun contests with categories like "Best Santa." The winners can get little prizes, like homemade ornaments.

- Toss and Throw Games: Simple games like Candy Cane Ring Toss or Snowball Toss are easy to set up with household items and can be a hit at any gathering. These games are fun for both kids and adults, and adding prizes like candy canes or homemade cookies can boost the fun.

- Karaoke and Dance: Hosting a Christmas Karaoke night with holiday hits or a Freeze Dance contest to holiday tunes can get everyone moving. Set up a space for people to sing their hearts out or dance to the beat, allowing everyone to cut loose and enjoy.

- Decorating Contests: Get everyone involved in a Gingerbread House or Cookie Decorating contest. Provide kits and frostings, and encourage creativity with themes like "Most Festive."

- Obstacle Courses and Relays: Building a simple Christmas obstacle course can be a fun activity for energetic kids. Include things like a "Present Toss" or "Santa’s Sack Race." Add quick challenges like "Coal in the Hole," where participants aim to dunk ping pong balls, to keep the excitement going.

Crafts and Creative Stations

Hands-on crafting is a delightful way to let creativity shine and spread cheer. Here are some ideas perfect for both children and adults.

- Card and Photo Booths: Set up a table with crafting supplies so guests can make holiday cards for themselves or to donate. A photo booth with props can also be a fun way to capture memories.

- Appreciation Trees: Create a Holiday Appreciation Tree where everyone can add notes of gratitude. Not only do these trees look nice, but they also encourage positive reflection.

Acts of Kindness and Giving

The essence of the holidays is all about sharing and caring. Simple acts of kindness bring joy to recipients and smiles to those giving.

- Baking and Sharing: Spend time baking treats like cookies or cupcakes, and share them with your neighbors or local organizations. Setting up a Hot Cocoa Stand for charity is another way to spread warmth and joy.

- Decorating and Caroling: Spruce up your home with lights and ornaments, or organize a group to go caroling in your neighborhood. These small gestures can really brighten the days of others.

- Toy Drives and Gatherings: Encourage your friends or coworkers to donate toys to local drives. Hosting friendly gatherings like potlucks or gift-wrapping parties can also add to the community spirit.

- Traditions: Encourage families to start fun traditions like gingerbread-making contests or pajama movie nights. These small acts of spending time together can foster a deeper sense of togetherness.

Low-Cost Team and Neighborhood Ideas

Great ideas don’t have to come with a big price tag. Here are some thoughtful, low-cost options for creating joyful gatherings.

- Potlucks and Bars: Organize themed potlucks where everyone brings a dish. A Hot Cocoa or Coffee Bar with toppings and mix-ins can also complement the meal.

- Cheer Carts and Tours: Roll a decorated cart with treats around the neighborhood, or plan a thank-you tour to spread gratitude. These acts show thoughtfulness and create connections.

- Playlists and Exchanges: Music brings joy, so creating shared holiday playlists can enhance your gatherings. A Secret Snack Santa exchange offers a playful twist on the gift-giving tradition.

- Other Quick Wins: Get creative with Ugly Sweater Parties, Scavenger Hunts, or Hidden Snowman games. These are fantastic for creating memories and have little expense.

Conclusion

The holidays are about coming together, whether it's with family, friends, or your community. With these fun ideas, you can easily spread joy and warmth across Calgary and Cochrane without breaking the bank. By keeping activities simple and inclusive, you’ll be spreading happiness and creating lasting memories for everyone involved. So go ahead, start planning your holiday cheer and watch the smiles grow!

Contact us 👇

Wayne & Sean Burton

REMAX West Real Estate

403-850-1058

info@burtonrealestate.ca

burtonrealestate.ca

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Bringing Holiday Cheer to Calgary and Cochrane: Fun Activities for Everyone

As the winter chill sets in across Calgary and Cochrane, it's the perfect time to spread some holiday cheer and bring the community together. Whether you're a first-time home buyer, a family relocating, an investor, or boomers looking to downsize and move closer to family, there are plenty of festive activities that can brighten your holiday season. This guide offers ideas to create joyous moments and foster connections among neighbors, new friends, and clients as you navigate your real estate journey.

The Importance of Holiday Cheer

The holiday season is not just about decorations and gifts; it's about creating memories and building bonds. In the bustling world of real estate, from first-time buyers to boomers downsizing, holiday activities can bring a sense of community and warmth. These festive moments are perfect for strengthening connections in new neighborhoods or enhancing relationships with existing communities.

Here’s how you can bring holiday magic to life:

Festive Games and Competitions

Games are a fantastic way to encourage laughter and competition. They’re well suited for open houses, neighborhood events, or gatherings. Here are some interactive activities:

- Face Painting and Costume Contests: Set up a station with face paint in holiday colors. Host a costume contest with categories like "Best Santa." Winners can receive small prizes like ornaments.

- Toss and Throw Games: Engage in games like Candy Cane Ring Toss or Snowball Toss. These are simple to set up with household items and are great for both kids and adults.

- Karaoke and Dance: Run a Christmas Karaoke with favorite tunes or set up a Freeze Dance game to holiday music. These are always hits with any age group and bring out the performer in everyone.

- Decorating Contests: Organize Gingerbread House or Cookie Decorating competitions. Provide kits, frostings, and let creativity run wild. Categories like "Most Festive" add some friendly competition.

- Obstacle Courses and Relays: Create a holiday-themed obstacle course or minute-to-win-it challenges. These active games are fun and can be tailored to suit all age groups.

Crafts and Creative Stations

Crafts are great for hands-on experiences and personal touches. They work well for family traditions or to spread cheer among neighbors.

- Card and Photo Booths: Set up a card-making station with supplies like glitter and stickers. Photo booths with holiday props can create memorable moments.

- Appreciation Trees: Build a tree where neighbors or family can leave thank-you notes. It's a wonderful way to reflect on the year and appreciate one another.

Acts of Kindness and Giving

Generosity is at the heart of the holiday spirit. It’s also a wonderful way to highlight the community focus that is central to real estate.

- Baking and Sharing: Make treats like cookies or brownies and deliver them to neighbors or first responders. Set up a hot cocoa stand for everyone to enjoy together.

- Decorating and Caroling: Adorn homes with lights and décor, and go caroling with neighbors. These activities bring visual joy and festive sound to the neighborhood.

- Toy Drives and Gatherings: Collect toys for local charities or organize potluck dinners and gift-wrapping parties where everyone contributes a little something.

Low-Cost Team and Neighborhood Ideas

Holiday cheer doesn't have to come with a big price tag. Here are some budget-friendly options:

- Potlucks and Bars: Organize a themed potluck or set up a hot cocoa bar with toppings like marshmallows. It’s delicious and encourages everyone to partake.

- Cheer Carts and Tours: Roll a cart with holiday treats or go on a neighborhood tour distributing cards and small gifts.

- Playlists and Exchanges: Create a shared holiday playlist or organize a white elephant gift exchange. These activities are easy and fun for everyone.

Conclusion: Enrich Your Holidays with Togetherness

The holiday season is a wonderful opportunity to bond with neighbors, friends, and family. These activities are not only enjoyable, but they also foster a sense of community. Whether you're relocating to a new place, downsizing, or simply looking for fun, Calgary and Cochrane offer numerous ways to make your holiday season special. Embrace these festive opportunities and bring joy, laughter, and togetherness into your home and community.

Contact us 👇

Wayne & Sean Burton

REMAX West Real Estate

403-850-1058

info@burtonrealestate.ca

burtonrealestate.ca

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How to Quickly Make Your Home Warm and Festive for the Holidays: Tips for Calgary & Cochrane Homeowners

As the holiday season sneaks up around the corner, many homeowners in Calgary and Cochrane find themselves wondering how to spruce up their homes in a hurry. Whether you're a first-time buyer, a family relocating, or a boomer looking to downsize, making your home welcoming and festive can be quick, easy, and affordable. Here are some last-minute tips to help you create a cozy holiday atmosphere in no time.

Quick Tree Options for Cozy Spaces

In Calgary's winter season, holiday trees can transform the feel of your home. But not everyone has space for a big tree. Opting for slimmer, tabletop, or faux trees is an excellent choice, particularly for small condos or townhomes. You can elevate a mini tree using a crate or basket to give it height. Add fairy lights, ribbons, or mini ornaments from what you already have. Using a knit blanket as a tree skirt brings instant warmth and comfort to the room.

For those who prefer no-mess solutions, paper folding trees or ribbon tabletop trees are hassle-free and store flat. Pair these tiny trees with velvet pillows or faux fur throws to enhance the snug feeling. Consider placing small pre-lit faux firs in unexpected places around your home, like kitchens or bathrooms, for a surprise touch of holiday cheer.

Easy Lighting and Glow

Adding warm lighting can completely change your home’s ambiance. Battery-operated string lights are perfect for draping along mantels, doorways, bookshelves, or mirrors and they give a safe sparkle without the need for a ladder. Tuck these lights into jars or baskets for an inviting glow. Clip-on candle lights mimic the soft glow of vintage flames on garlands or stockings, adding to the charm.

For that welcoming outdoor look without the commitment, layer warm lights on balconies using smart plugs. These are ideal for renters as they do not require any drilling, and they light up those chilly Calgary nights beautifully.

Textural Layers and Cozy Fabrics

As winter sets in, use fabrics to add layers and warmth to your home. Swap out regular pillow covers for velvet or satin ones. Add gumdrop-colored velvet pillows and faux fur throws to your chairs and sofas, bringing luxury and texture without buying new furniture.

Get creative elsewhere by using scarves as table runners, draping knit blankets over chairs, or tying long velvet bows on branches, candles, and napkins. You could also repurpose ribbons from gifts as a lovely cohesive touch on shelves and tables.

Quick Tabletop and Centerpiece Ideas

Creating a show-stopping centerpiece can be done in just 10 minutes. Use a mixture of candles in different heights, fresh or faux greenery, pinecones, and Epsom salt on a tray for a frosty effect. Fill jars with peppermints, cranberries, dried oranges, or cinnamon sticks for a sweet holiday vibe. This easy fix can instantly transform counters into festive focal points.

For an extra special touch, spray-paint old ornaments in modern colors like navy or deep green, bringing in a trendy update without extra cost. Incorporate thrifted items like vintage Santas or angels as charming standout pieces on counters or in standing frames.

Welcoming Entry and Exterior Details

The front entrance sets the tone for your holiday decor. Hang twinkling vine bells or jingle bell wreaths on doors, attaching them with removable hooks. This approach keeps your entry inviting without permanent modifications. Complement these features with pre-lit wreaths or faux snowflakes to enhance the festive feel.

To ensure a grand entrance, style your front stoop with pine branches, garlands, and decorative bows. These simple additions provide excellent Calgary curb appeal, making your home stand out in the neighborhood.

Trending Colors and Themes for 2025

This year, deep color palettes, such as navy, forest green, and burgundy, with plaid accents are gaining popularity. Complement these rich hues with mixed metallics like silver and gold, and spread these accents throughout the home for a calm, cohesive look.

Consider incorporating nostalgic vintage elements like mercury glass or bubble lights into your decor for added personality. Alternatively, go with a woodland theme, using natural elements such as mushrooms or birch from local parks. Using these locally-sourced items also makes for an eco-friendly solution that adds warmth and character to your home.

Holiday Staging for Buyers and Sellers

For those considering listing their home during the holiday season, these tips provide excellent staging solutions. A home decorated for the season can make it more inviting to potential buyers while giving families a beautiful backdrop for holiday gatherings.

Homeowners in Calgary and Cochrane looking to enjoy the festive season can find plenty of ways to brighten their spaces quickly. By focusing on cozy textures, using lights creatively, and incorporating small, thoughtful touches, any home can become a warm, welcoming place that celebrates what the holiday season is all about.

However you choose to decorate, remember that the goal is to create a space where family and friends feel welcomed and loved. Try incorporating some of these easy holiday decorating tips, and watch your home become a festive oasis in no time!

Contact us 👇

Wayne & Sean Burton

REMAX West Real Estate

403-850-1058

info@burtonrealestate.ca

burtonrealestate.ca

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Finding Budget-Friendly Family Homes in Calgary's Best Neighborhoods

Are you a family looking for your next home in Calgary? With the variety of neighborhoods, price points, and home types, it can feel like a big job. Whether you’re new to the market or planning a move-up, there’s a lot you need to know. The real estate scene in Calgary and Cochrane has something for everyone, but how can families find the perfect home that fits the budget?

The Problem: Are Home Prices Too High for Families?

The real estate market in Calgary is full of opportunities, but for families, the high prices can be a concern. Recent reports show that median and benchmark prices have been on the rise. With growing demand and limited supply, finding an affordable family home might seem hard.

Here’s what families should know:

- Rising Prices: Average home prices have been climbing, making it tougher for families to find budget-friendly options.

- Low Inventory: With fewer homes available, the choice is limited. This can increase competition among buyers.

- Fast Market Moves: Homes don’t stay for sale long. The market is moving quickly, and families often have to act fast.

Why This Matters for Families

For families looking to buy, these conditions can add stress. Finding a home that’s within budget and meets your needs can be challenging when prices are high, and choices are few. As homes sell quickly, there's not much time to decide, and this can make the process feel overwhelming.

The Agitation: How Rising Prices Affect Families

So, what does this mean for families seeking a new home? Rising prices mean bigger down payments and higher mortgage costs. It can limit choices, especially for first-time buyers or those with tight budgets. Let’s dive into how this affects different family types:

- First-Time Buyers: High prices can make it hard to enter the market. New buyers might need to consider smaller homes or different neighborhoods.

- Move-Up Families: For those looking to upgrade, finding a home that fits growing family needs can be expensive.

- Boomers Downsizing: Retirees moving closer to kids may find fewer affordable options, forcing them to rethink what they need.

- Relocating Families: Newcomers to Calgary may face surprise costs, adding to moving stress.

The market is competitive. Families often face bidding wars, which can push prices even higher. For some, this can be a deal breaker and may require rethinking living arrangements or delaying purchases.

The Solution: Finding Your Perfect Family Home in Calgary

Even with rising prices and low inventory, families can still find great living options. By understanding the market, being flexible, and using the right strategies, families can secure a home that fits their needs and budget.

Here’s How:

1. Explore Emerging Neighborhoods

Families may find value by looking at communities that are less popular or newly developed. These areas might offer more space and new amenities without the high price tags.

- New Development Areas: Look into communities such as Rockland Park and Glacier Ridge, which are getting attention with their family-friendly designs and spaces.

- Suburban Options: Areas just outside of Calgary, like Cochrane, offer a great family environment with more competitive pricing.

2. Consider Different Home Types

Not every family needs a single detached home. Consider other housing options like condos or townhouses, which can be more affordable and offer good investments.

- Townhomes: Often more affordable than single-family homes, they offer space for growing families.

- Condos: Ideal for small families or couples, usually located near schools and other amenities.

3. Focus on Financing Strategies

Understanding the financing game is key. Families should get pre-approved for a mortgage to know their budget and act quickly when they find the right home.

- Mortgage Pre-approval: This saves time and helps families know what they can afford.

- Flexible Financing: Look into different mortgage options, like longer terms or lower initial rates, to ease monthly payments.

4. Leverage Professional Help

Working with a knowledgeable real estate agent can provide you with insights into the local market, helping families find deals that fit their needs.

- Market Timing: Understand when is the best time to buy, market conditions can vary with seasons.

- Neighborhood-Specific Advice: Agents can provide insights on schools, safety, and community amenities.

Conclusion: Is Now the Right Time to Buy?

While the Calgary market presents challenges, it’s also full of opportunities. Families who stay informed, flexible, and strategic will have the best chances of finding a home that fits their lifestyle and budget. Exploring different neighborhoods, considering varied home types, and working with professionals are great ways to get started.

Whether you’re a first-time buyer, a growing family needing more space, or someone looking to downsize, understanding the market can make a big difference. By taking advantage of available resources and seeking professional guidance, Calgary families can navigate the real estate market with confidence.

Remember, the perfect family home is out there, and with the right approach, you can find a space that you love and call home. Explore your options, plan your budget, and start your house-hunting journey today!

Contact us 👇

Wayne & Sean Burton

REMAX West Real Estate

403-850-1058

info@burtonrealestate.ca

burtonrealestate.ca

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Why Families Find Their Perfect Home in Cochrane

Cochrane is a charming town in Alberta, and it's loved for its community feel and natural beauty. Families looking for their next home often consider Cochrane because it offers a wonderful mix of good schools, beautiful parks, and family-friendly neighborhoods. Navigating the real estate market here can be tricky, but this guide will help families understand how Cochrane can be the perfect fit for them.

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The Current Real Estate Market in Cochrane

More Balanced, Which Means More Options

The market in Cochrane has shifted, as of the last few months, from an extreme sellers market to a more balanced market. This is an ideal market to buy and sell in, or and excellent opportunity to buy if relocating, as there is currently more homes available than there has been and prices have relaxed slightly to be a little more affordable.

Interest Rates and Family Budgets

Interest rates are a big deal for families buying homes. Rates have come down and levelled off, which can be helpful for budgeting. While it is difficult to predict what rate changes may happen in the future, rates have returned to more normal levels and we hope they will remain much the same for the near future as well.

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How Cochrane's Features Benefit Families

Excellent Schools

Cochrane offers a range of schools known for great education, which is a priority for families. Schools are a short drive or bus ride away, making mornings easier. Having quality education close by can save parents time and stress, and is a top reason families choose Cochrane.

Parks and Natural Beauty

Families love the parks in Cochrane. With lots of green spaces and playgrounds, it's easy for kids to enjoy the outdoors and stay active. This also means fun family time on weekends with biking, walking, or picnics in the park, which is something many families value in a community.

Safe and Friendly Neighborhoods

Cochrane is known for its safe and friendly environment. This peace of mind is important for families who want their kids to grow up in a welcoming place. Neighbors often know each other, and there’s a strong sense of community, making it a great place to call home.

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Tips for Families Searching for Homes in Cochrane

Be Ready to Act Quickly

With demand high, families should be ready to make decisions quickly. To do this, getting pre-approved for a mortgage is wise. It helps families know their budget and shows sellers they are serious buyers.

Consider Future Growth

While central Cochrane is popular, family-friendly options exist in newer areas. These neighborhoods often have more available homes and might be more budget-friendly. Plus, they often come with new schools and parks, making them great for families.

Use a Real Estate Professional

Working with a real estate professional can make the home-buying process smoother. They know the area well, can spot good opportunities, and help families navigate the market’s ups and downs. This can be especially helpful when competition is tight.

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How Different Families Can Make Cochrane Their New Home

First-Time Buyers

For first-time buyers, affordability is key. While prices are rising, first-timers might find smaller homes or condos to be more in budget. Having a real estate professional can help first-time buyers find hidden options they might miss on their own.

Families Upsizing

Families needing more space will find Cochrane appealing. As kids grow, bigger homes and yards become important. These families should consider newer developments for more choices and better deals.

Boomers and Downsizers

Boomers looking to downsize or move closer to family will appreciate Cochrane's friendly vibe. Smaller homes in cozy neighborhoods are ideal, and living in Cochrane means easy access to essentials without losing the community feel.

Relocations and Divorces

Those moving due to a job change or personal reasons find Cochrane comforting. Schools and parks offer stability and routine, which are important during big life changes. Realtors can guide newcomers in finding homes that meet their current needs best.

Investors

Investors see potential in Cochrane’s steady growth. With families continually moving in, there’s a great opportunity for rental properties. Investors might look into single-family homes, as they are often in demand by young families.

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Why Families Should Keep Cochrane in Mind

Cochrane stands out as a place where families can thrive. The combination of good schools, safe neighborhoods, and ample green spaces makes this town special. Families should keep a close eye on the market trends and seek help from experienced professionals to find the right home. Whether you're buying your first home, looking for more space, or settling down after a move, Cochrane offers a supportive community filled with opportunity.

By focusing on everything Cochrane offers, families can make informed decisions and find a home that fits their needs now and in the future. It's about more than just buying a house; it's about finding a place to love and grow together.

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With these insights, families ready to make Cochrane their home can approach the housing market with confidence and a clear understanding of what makes this town such a great choice.

Contact us 👇

Wayne & Sean Burton

REMAX West Real Estate

403-850-1058

info@burtonrealestate.ca

burtonrealestate.ca

#RealEstate

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Written by REMonline.com

 

A.E. LePage at his desk.

A.E. LePage at his desk

 

 

Albert E. (“Eddie”) LePage became the first full-time Canadian real estate sales representative in 1913, launching what is now a network of more than 14,000 sales representatives in 600 locations across Canada.

The company motto isHelping you is what we do. The corporate culture is based on collaboration, service and support and its sales representatives are committed to providing clients with the best service possible, even when it means going well beyond the call of duty, the company says. Royal LePage values also include a long-standing commitment to support Canadian communities through its charitable foundation, The Royal LePage Shelter Foundation.

Through the contributions of its sales representatives, brokers and staff, the foundation raises funds to support local women’s shelters, provide grants in partnership with the Canadian Women’s Foundation, and sponsors violence prevention programs. Since 1999, the foundation has raised more than $14 million and is the largest corporate foundation in Canada dedicated solely to helping women to live safer, healthier lives.

Back in 1913, A.E. LePage revolutionized the Canadian real estate industry by being the first to have outbound property showings by automobile, detailed description listings in newspapers, and by using film to showcase fine homes.

Here are some of the other memorable Royal LePage moments during the years, compiled from REM files and information supplied by the company:

The 1970s – A.E. LePage becomes a national real estate company, acquiring smaller companies across Canada and adding new services. It launches the Carriage Trade luxury properties program, the Town and Country Catalogue, and the quarterly Survey of Canadian House Prices.

1984 – A.E. LePage merges with the real estate arm of Royal Trust to form Royal LePage, making it the largest real estate brokerage company in the country.

1994 – Toronto real estate company Johnston & Daniel joins Royal LePage.

1995 – Royal LePage launches www.royallepage.ca, which received more than a million hits per month and in 1996 wins the bronze Ace award for Advertising Creative Excellence in Interactive Mass Media class.

1997 – The company introduces “virtual reality” tours on its website.

1998 – Royal LePage acquires Realty World Canada. “Franchising is no longer a dirty word at Royal LePage,” says president Simon Dean.

1998 – Royal LePage launches the Shelter Foundation, providing financial support to over 150 local women’s shelters and offering education on violence prevention. The Royal LePage Intranet also launches in April featuring a referral directory, art gallery, chat rooms and more.

2003 – The Royal LePage Franchise Services Fund is listed on the TSX. Royal LePage acquires Groupe Trans-Action, a Quebec Realty firm with over 80 offices.

2007 – Brookfield Real Estate Services, owner of the Royal LePage Real Estate network, acquires Quebec-based La Capitale Real Estate Network, Quebec’s fourth largest real estate franchise services company with 68 locations serviced by 1,492 agents.

2011 – Brookfield Residential Property Services acquires the real estate and relocation assets of Prudential Financial Inc. Under a licensing agreement, Prudential real estate brokerage franchisees may continue to use the Prudential brand. Over the coming months, several Prudential franchises join the Royal LePage network.

2012 – Royal LePage launches a new commercial division, less than 10 years after its former commercial operation was sold to Cushman Wakefield. The division includes stand-alone commercial offices and commercial divisions within existing Royal LePage offices.

Royal LePage Trivia

A.E. LePage sold his first family home for $6,500 on Thorold Avenue in Toronto.

A.E. LePage renamed Keele Street in High Park to Parkside Drive when he was having difficulty selling lots. He also renamed Conduit in the east end of Toronto to Glenlake. Houses started selling instantly after the name change.

In 1929,  LePage built a five-room bungalow in one day and sold it by the end of the day. What started as a joke became a successful challenge.

Lucy Maud Montgomery mentions A.E. LePage in volume four of The Selected Journals of L.M. Montgomery.

This story has been updated from the original article that appeared in the March 2008 issue of REM.

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Jim Flaherty, Minister of Finance, announced the following changes to the standards governing government-backed 
insured mortgages:

  • the maximum amortization period was reduced from 30 years to 25 years;
  • the maximum amount Canadians can withdraw in refinancing their mortgages was lowered to 80 per cent from 
    85 per cent of the value of their homes;
  • the maximum gross debt service ratio was fixed at 39 per cent and the maximum total debt service ratio 
    at 44 per cent; and
  •  the availability of government-backed insured mortgages was limited to homes with a purchase price of less 
    than $1 million.

Today’s announcement confirms Canadians will continue to be able to purchase a home with five percent down. 

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Our clients often wonder what are the smart things to do to their home to keep them up to date and hold or increase their value. I found this article put out by First National Financial LP that has some great pointers.

 

Whether you’re renovating to make your home more comfortable, or you plan to sell it and are looking to get the money back, keep in mind that you don’t want to over-renovate for your area. If you overspend and over-renovate for your area, it will be unlikely that you will see the return that you’re expecting. Plan your renovation and select materials that are going to fit with the neighbourhood. If comparable properties don’t have granite, hardwood floors or high-end carpet, then consider not using them in your renovation.

It’s a good idea to speak with your real estate agent about what buyers are looking for, and what features will add the most value.

1. Modernize kitchens and bathrooms

Kitchen and bathrooms renos are a smart choice as both of these areas are extremely important to most buyers. Look to make the kitchen bright, spacious and modern. Modern doesn’t mean trendy – you want updates that are going to last for years and stand the test of time. Paint or stain your old cabinets and add new door hardware if you can’t afford to change out all the cupboards.

Bathrooms with neutral tones and bold fixtures are a good choice. Remove cabinets and put in pedestals if you need to make a room look larger. Upgrade to better quality plumbing fixtures to create added appeal.

2. Perk it up with paint

Painting is a fast and affordable way to freshen up your home. The key is to pick neutral tones and do a good job. Paint your interior as well as your exterior for a new and updated look.

3. Lay down new flooring

Attractive floors add value. Consider upgrading your flooring to hardwood wherever you can. If you already have hardwood floors, refinish them if they’re looking scuffed and tired. Ceramic tiles are best in bathrooms and the kitchen. Consider staying with a neutral inexpensive tile for the main areas, and then use only a small number of accent tiles for a pop of colour. If budget is a concern, take a look at some of the new laminate flooring that is now available. It’s durable and looks great!

4. Turn to new light fixtures and door hardware

Updating new light fixtures in the right places, such as the kitchen and dining room, will brighten up the space and enhance the ambience. Consider replacing your front and back door as well. It’s amazing how much difference it can make to the overall look of your home.

5. Spruce up your deck and landscaping

Make sure your outdoor BBQ and entertaining area is inviting by power washing your deck and painting or restaining if needed. Add to the curb appeal of your house by repairing fences and leveling any patio stones and steps that may have shifted over the winter. Keep shrubs and trees looking neat and healthy by trimming them properly. Stay on top of the weeding in your lawn and garden so the weeds don’t win out!

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By Elden Freeman

 

It’s difficult not to get a case of the open-air crazies at this time of year. Everyone is pruning and seeding or fertilizing and mulching or aerating and planting. It’s infectious and perhaps a reaction to being cooped up indoors most winters.

While it’s fun to pretty up your outdoor space, it’s also important to be mindful of the impact beautiful gardens and lawns have on our environment. Perhaps the biggest consequence of this love affair with lawns is our unrestrained water consumption. Canadians are already big water abusers, using 350 litres per person per day. That amount jumps by 50 per cent in summer months thanks to outdoor water usage.

Ever heard of xeriscaping? It’s fuss-free gardening and landscaping that uses a minimal amount of water, time and effort. The concept, which is also known as drought-tolerant landscaping and smart scaping, was pioneered originally for desert regions but has spread to water – abundant places thanks to conservationists.

One of the most important things you can do when xeriscaping is to find plants that are native to your area. These are generally plants that sustain themselves on less water. Good selections are drought-tolerant plants that have long roots or succulents that store moisture in their leaves. Other good choices are plants that have fuzzy, waxy or silver leaves that either reflect the sun or lock in moisture.

Before you start planting, consider your soil. Improve it with organic matter. This encourages deep-rooted plants, which means plants can find their own sources of nutrients and moisture buried deep into the ground, unlike shallow-rooted vegetation.

Group plants based on their moisture needs with the more water-dependent plants closer to the water source. This limits the amount of water you need to spread around your grounds. Think about placing plants that are more water reliant in more shaded areas to limit evaporation of water.

Limit your lawn to flat areas that are easier to keep moist. Limit the size and number of these sections by using drought-tolerant plants to surround the areas of turf. For the grassy areas, take care to use drought tolerant species of grass rather than those that require much more water to thrive.

Water turf and garden areas no more often than once per week, but water deeply. This forces the plants to develop extensive root systems. Drip irrigation from a soaker hose reduces the amount of water lost to evaporation by sprinkler systems. Or collect water from your roof in rain barrels.

Mulch the soil to prevent water evaporation, maintain an even, cool soil temperature and prevent the germination of weed seeds. For ornamental gardens, choose mulch that is as natural in appearance as possible and that will eventually break down and become soil. Consider chopped leaves or pea gravel. The best time to lay mulch is in late spring after the soil has warmed, but before summer’s heat begins.

There is plenty of information online about what grasses, shrubs and plants are best for xeriscaping. Favoured perennials are the black-eyed susan and poppies, while good grasses include maiden grass and little bluestern.

The most obvious benefit of xeriscaping is lower water bills, but there are plenty more. Think of the neighbourhood cachet you’ll draw as the house with the eco-garden. Think of the extra time you’ll save cutting your lawn. When other garden beds begin to wither thanks to water restrictions, yours will flourish.

This is a type of gardening we’re sure to hear more about as the cost of water rises and more people warm to conservationist issues. Share this knowledge with your clients and you’ll be seen as – pardon the pun – cutting edge.

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An informative article put out by a local Calgary Real Estate Lawyer

With interest rates steadily dropping over the past number of years, there hasn’t been much incentive or demand for buyers to assume existing mortgages from sellers. Since it appears that interest rates have “bottomed out” and most experts expect mortgage rates to rise in the near future, the demand for mortgage assumptions is likely to increase. As a result, this is a good time for a refresher on how to handle mortgage assumption transactions. 

 

First of all I need to dispel a couple of common misconceptions. The belief that: 

  • all mortgages are assumable in this province; and 
  • a seller’s liability under a high ratio insured mortgage ends upon the buyer making twelve consecutive payments or upon the renewal of the existing mortgage term. 

In the past, it was difficult for banks to prevent their mortgages from being assumed. However, for close to a decade the courts in Alberta have been enforcing “due on sale” clauses (the obligation of the home owner to secure the bank’s consent for a change of ownership) as part of the fight against mortgage fraud. What this means is that if a homeowner transfers the title without the involvement of the mortgage lender, the lender can foreclose on the property for that reason alone even if all the other obligations of the borrower (including all mortgage payments) have been honoured. 

 

It is for the foregoing reason that the standard AREA Residential Real Estate Purchase Contract was amended in 2006 to incorporate an automatic “mortgage assumability” condition in clause 8.3. This condition ensures that if the lender does not consent to the Buyer assuming the mortgage, then the contract will terminate. 

 

It should be noted that this condition is unique in a couple of respects. First of all, the condition is triggered automatically by the insertion of a dollar amount in the Assumption of Mortgage line of paragraph 2.2. Even if the parties overlook paragraph 8.3 and do not insert a Condition Date, the condition will still apply. Without a specified date, the condition will extend for a “reasonable” length of time. It goes without saying that the better practice is to insert a certain date for the expiry of the condition in order to avoid disputes. Secondly, this condition is specified to be for the mutual benefit of both the Buyer and the Seller and, as a result, has to be waived by both parties to firm up the contract. 

 

In order to avoid disputes respecting the terms of the mortgage being assumed (interest rate, payments, remainder of term) the relevant portions of the Financing Schedule should be completed and the Schedule incorporated into the contract by checking off the relevant box in paragraph 7.5. 

 

If the mortgage being assumed is conventional (non-insured), then this is as far as industry members need to go. The lawyers handling the closing of the transaction will order an assumption statement from the lender, adjust the purchase price and payments and handle the rest. 

 

If, however, the mortgage being assumed is high-ratio insured, then extra caution should be exercised by industry members. The Seller will remain personally liable for any deficiency on the mortgage for the remaining life of the mortgage (including all renewal terms). 

 

The twelve months payment rule, which was internal policy at CMHC only, no longer exists. The reality is that the Seller’s liability will only end upon the mortgage being repaid in full, and the Seller has to understand this risk prior to signing the acceptance of the offer. The only possible way in which the Seller would be protected against the risk of future default by the Buyer would be if the mortgage lender was prepared to “release” the seller from liability. While a Seller’s condition respecting the securing of such a release could be inserted into the contract, this is likely a waste of time as mortgage lenders have little or no incentive to grant it. 

 

To ensure that the Seller’s problems do not become the problems of the listing agent, a written acknowledgment confirming the Seller’s understanding of continuing liability under the high ratio insured mortgage being assumed should be obtained prior to the execution of the contract and kept in the Brokerage file. 

 

By

Lubos K. Pesta, Q.C. Walsh Wilkins Creighton LLP  

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